My Exchange Program to Tokyo, Japan - 827 Words

Something as small as a film or a book is all it takes to put an idea in a child’s head for the rest of their life. At a young age, I was filled with the desire to explore and learn about everything that was unfamiliar to me, particularly culture and society. My family was never wealthy enough to travel, so I had to educate myself and explore through other methods. I read books, watched movies, and played video games in many genres, from educational to science fiction and fantasy. Now that I am an adult, I have the option to explore and learn about the real world firsthand, and a study abroad program is the best way to do that. I am currently a student at the University of Memphis, and my interests in different cultures have influenced me to choose anthropology and Japanese as my majors. For the 2014-2015 academic year, I will be participating in an exchange program at J.F. Oberlin University in Tokyo, Japan. This program will help me gain knowledge of a culture very different from my own, and it will also bring me one step closer to becoming fluent in Japanese. Since it is an exchange program, I will pay my university’s tuition, making my trip much more affordable. This was a requirement in making my decision. J.F. Oberlin University offers a range of levels of Japanese language courses, and they teach many electives pertaining to Japanese society and history in English for exchange students. Having the option to take multiple courses specifically on Japanese culture wasShow MoreRelatedI Am An International Student945 Words   |  4 Pagescontext. My family has always been interested in travelling. Since I was five, we have been travelling to Japan, Vietnam, Philippines and China and explored different cultures. These experiences allowed me to have a particular interest in English and Japanese languages, which led me to study at a language specialist school in Korea, majoring in English and minoring in Japanese. This inspired me to consider using different languages as well as becoming a cultural bridge as a significant part of my futureRead MoreCapital Markets: Domestic and International Essays1965 Words   |  8 PagesCapital Markets: Domestic and International Capital markets involve two parties in the midst of a financial process. There are domestic markets (markets in the US) and there are foreign markets (international such as Japan and China) that investors put much faith in. The term capital market is the market for securities and where companies and governments raise long-term funds, usually longer than a year. The market itself includes the stock market and the bond market. The capital market alsoRead MoreThe Little Things3032 Words   |  13 Pagesworld can provide them. Well, I’ve had one such chance. I’ve been to a place, commonly know as the land of the rising sun, and yes it was an amazing episode of my life which I could never forget. It all began my sophomore year in high school. There was a summer exchange program in which I would be able to travel to my sister city in Chichibu, Japan. I was excited beyond all recognition. I went through all the motions of such an opportunity: writing essays, commissioning le tters of recommendation, andRead MoreMarketing Plan For Green Fresh Entry Plan3510 Words   |  15 Pages INTERNATIONAL MARKETING PLAN Meadow Fresh Entry Plan in Japan NAME: Sanjay Suthar Student ID: 140005901 Submitted to: MR. Arjan Van der Boon Content: 1. Executive Summary........................................... 1.1 Background of company 2. Opportunity....................................................... 3. Objectives......................................................... 4. Country Market Environment Analysis............... 4.1 Culture 4.2 Legal 5. CompetitiveRead MoreThe Potential Investment Of Sony Corporation1473 Words   |  6 Pages As I stated in my previous letter, I am writing you in regards to your potential investment in Sony Corporation. As a member of Marquise Consulting, I strive to give all potential investors a greater understanding of Stocks and how beneficial investing can be, if you invest in the right company. I make every effort to give you as much information about Sony Corporation and how it has remained an excellent company. However, I also want the information presented to you to be relevant so you are notRead MoreThe Graduation Standards From Cherry Creek School1293 Words   |  6 Pagesstudies. This will make foreign language(s) a mandatory class in order to graduate. As an aspiring educator and polyglot (I speak English, French, Japanese, and I have an advanced understanding of German and am learning Korean), I only wish to give my future students and all future students the best possible opportunities to excel and succeed in life. The 2015-2016 school year finds the United States ranked at 14th place on a global education scale, and South Korea currently holds the first placeRead MoreUniqlo Annual Report21563 Words   |  87 Pagesthe world. In another development, in January 2004 the FAST RETAILING Group made steady progress in its globalization program by taking an equity stake in the owner of the U.S. contemporary apparel brand Theory. world 2001 A message from the Chairman, President CEO Tadashi Yanai transformation Cutting a new pattern for greater growth Those of you who have read my letters over the years know how I feel about growth, and I’ll say it again, â€Å"A company is as well as dead without growthRead MoreStudent4268 Words   |  18 PagesP. Barnes My Personal Life General Idea about life: People throughout the world have different lifestyles. Living standard is so dramatically different from country to country. It means that the way of living is not really similar in comparison. Some people are living in a very poor situation while other people are living in a good situation or in a privileged family. About Author: To begin with, I would like to brief my personal biography. Sophyra Sokhan, my official name,Read MoreAdvertisement as a Cultural Product Values, Practises and Cultural Symbols Reproduced in the Japanese Commercials4727 Words   |  19 Pagessteps in Japan a foreign visitor might think the Japanese have adopted all the modern aspects of Western culture. The same feeling might occur if the visitor looks at the advertisement and commercials which often show faces, music and language that he is familiar with. A deeper look at the Japanese culture and Japanese values inside those commercials, though, may show you something completely different. 75 Identity, Diversity and Intercultural Dialogue Since the World War ii Japan continuouslyRead MoreCaso 07 Hatsune Miku Japanese Virtual Idol Ignites Global Value Co creation8417 Words   |  34 Pagesin August 2007, it released Hatsune Miku, a singing synthesizer application based on Yamaha’s second-generation speech synthesis engine Vocaloid 2. Users of the Hatsune Miku application could create songs by entering the melody and lyrics into the program, after which the songs would be â€Å"sung† by Miku, whose picture was featured on the software packaging. Originally targeting professional music producers, the release of Hatsune Miku set off an unexpected burst of creative activity by amateurs, who

Timeline of the Little Rock School Integration

In September 1927, Little Rock Senior High School opened. Costing more than 1.5 million to construct, the school opened for white students only. Two years later, the Paul Laurence Dunbar High School opened for African-American students. Its construction cost $400,000 with donations from the Rosenwald Foundation and Rockefeller General Education Fund. 1954 May 17: The U.S. Supreme Court finds that racial segregation in public schools is unconstitutional in the Brown v. Board of Education of Topeka.May 22: Despite many southern school boards resisting the Supreme Court’s ruling, the Little Rock School Board decides to cooperate with the Court’s decision.August 23: The Arkansas NAACP Legal Redress Committee is led by attorney Wiley Branton. With Branton at the helm, the NAACP petitions the school board for prompt integration of public schools. 1955 May 24: The Blossom Plan is adopted by the Little Rock School Board. The Blossom Plan calls for the gradual integration of public schools. Beginning of September 1957, the high school would become integrated followed by lower grades over the next six years.May 31: The initial Supreme Court ruling provided no guidance on how to desegregate public schools yet acknowledged the need for further discussions. In another unanimous ruling known as Brown II, local federal judges are given the responsibility of ensuring that public school authorities integrate â€Å"with all deliberate speed.† 1956 February 8: The NAACP lawsuit, Aaron v. Cooper is dismissed by Federal Judge John E. Miller. Miller argues that the Little Rock School Board acted in â€Å"utmost good faith† in establishing the Blossom Plan.April: The Eighth Circuit Court of Appeals upholds Miller’s dismissal yet made the Little Rock School Board’s Blossom Plan a court mandate.   1957 August 27: The Mother’s League of Central High School holds its first meeting. The organization advocates for continued segregation in public schools and files a motion for a temporary injunction against integration at Central High School.August 29: Chancellor Murray Reed approves the injunction arguing that the integration of Central High School could lead to violence. Federal Judge Ronald Davies, however, voids the injunction, ordering the Little Rock School Board to continue with its plans for desegregation.September: The local NAACP registers nine African-Americans students to attend Central High School. These students were chosen based on their academic achievement and attendance.September 2: Orval Faubus, then governor of Arkansas, announces through a televised speech that African-American students would not be allowed to enter Central High School. Faubus also orders the state’s National Guard to enforce his orders.September 3: The Mother’s League, Citizenà ¢â‚¬â„¢s Council, parents and students of Central High School hold a â€Å"sunrise service.†September 20: Federal judge Ronald Davies orders the National Guard to be removed from Central High School arguing that Faubus has not used them to preserve law and order. Once the National Guard leaves, the Little Rock Police Department arrive.September 23, 1957: The Little Rock Nine are escorted inside of Central High School while a mob of more than 1000 white residents protest outside. The nine students are later removed by local police officials for their own safety. In a televised speech, Dwight Eisenhower orders federal troops to stabilize violence in Little Rock, calling the behavior of white residents â€Å"disgraceful.†September 24: An estimated 1200 members of the 101st Airborne Division arrive in Little Rock, placing the Arkansas National Guard under federal orders.September 25: Escorted by federal troops, the Little Rock Nine are escorted into Central High School for their first day of classes.September 1957 to May 1958: The Little Rock Nine attend classes at Central High School but are met with physical and verbal abuse by students and staff. One of the Little Rock Nine, Minnijean Brown, was suspended for the remainder of the school year after she reacted to consistent confrontations with white students. 1958 May 25: Ernest Green, a senior member of the Little Rock Nine, is the first African-American to graduate from Central High School.June 3: After identifying several disciplinary issues at Central High School, the school board requests a delay in the desegregation plan.June 21: Judge Harry Lemly approves the delay of integration until January 1961. Lemly argues that although African-American students have a constitutional right to attend integrated schools, the â€Å"time has not come for them to enjoy [that right].†September 12: The Supreme Court rules that Little Rock must continue to use its desegregation plan in place. High schools are ordered to open on September 15.September 15: Faubus orders four high schools in Little Rock to be closed at 8 am.September 16: The Women’s Emergency Committee to Open Our Schools (WEC) is established and builds support to open public schools in Little Rock.September 27: White residents of Little Rock vote 19, 470 to 7,561 in support of segregation. The public schools remain closed. This becomes known as the â€Å"Lost Year.† 1959 May 5: Members of the school board in support of segregation vote not to renew the contracts of more than 40 teachers and school administrators in support of integration.May 8: WEC and a group of local business owners establish Stop This Outrageous Purge (STOP). The organization begins soliciting voter signatures to oust the school board members in favor of segregation. In retaliation, segregationists form the Committee to Retain Our Segregated Schools (CROSS).May 25: In a close vote, STOP wins the election. As a result, three segregationists are voted off the school board and three moderate members are appointed.August 12: Little Rock public high schools reopen. Segregationists protest at the State Capitol and Governor Faubus encourages them not to give up the struggle to keep schools from integrating. As a result, the segregationists march to Central High School. An estimated 21 people are arrested after police and fire departments break up the mob.

The Correction Treatment Of The Progressive Era - 2742 Words

The correction treatment that characterizes the rehabilitative ideal emerged out of the Progressive Era (the early 1900s). This correctional mechanism made use of pre-sentence investigations, indeterminate sentencing, the invention of a non adversarial juvenile justice system, whose purpose was to â€Å"save† disobedient children, endorse probation, with its focus on presentence reports and offender supervision; and the growth of parole release, and the perception that interventions with offenders should alter their criminal propensities and make them productive, law-abiding citizens. Prison is a place where the criminal justice system put its entire hopes. The correctional mechanism or treatment, if fails will lead to the collapse of whole criminal procedure. The concept of reformation has become the catchphrase in modern criminal justice system. Human rights jurisprudence advocates that no crime should be punished in a cruel, humiliating or in an brutal manner. From history of world especially of countries like USA, India it can be find out that punishments rang- ing from lashings, confinement in stocks, and public brandings for minor offenses to hanging for heinous crimes—including theft were given.1 for those who were awaiting trial. At that time emphasis was placed on the importance of hard labor and silence— the latter so as to give the offender the chance to do penance for committing the crime even as the conditions of confinement grew moreShow MoreRelatedThe Incarceration Of The Correctional System910 Words   |  4 Pagesimprisonment as a form of criminal punishment became a widespread in the United States. The Jackson Administration use rehabilitative labor as a penalty during the American Civil War. Parole, probation, and indeterminate sentencing came in the Progressive Era, which later became a main mechanism in the American penal practice. Incarceration is one of the main forms of punishment and rehabilitation in the United States. According to the U.S. Bureau of Justice Statistics there a 2,266,800 adults wereRead MoreJuvenile Offenders And The United States1092 Words   |  5 PagesDepartment of Corrections; this agency is responsible for the regulation and controlled of convicted prisoners. The Department of Corrections allows the safety of the community by performing safe and secure facilities which keeps the prisoners and offenders under control. In prison there are wide facilities are available for offenders and prisoners such as medical treatment, educational and vocational programs. These programs are there to help the offenders become better citizens. Corrections are providingRead MoreHistory of Punishment2331 Words   |  10 PagesClass Notes for CJ 352_Spring 2011 History Instructor: Marcos L. Misis (ABD) . 1 HISTORY OF CORRECTIONS IN AMERICA Early History of Corrections †¢ Codified punishment for offenders was developed in the early ages of human history. †¢ One of the earliest known written codes that specified different types of offenses and punishments was the Code of Hammurabi in 1750 B.C. The Code of Hammurabi was divided into sections to cover different types of offenses and contained descriptionsRead MoreThe Articles Of Cullen And Jonson1240 Words   |  5 Pagesto reduce crime through treatment, as in mental help for the criminal to see if doctors can assist criminals in stopping their bad ways. Restoration is the idea of healing the harm done by the offenders to the victims. As in to restore the injured parties to make them whole again, to restore balance in the justice system, also to get back to a normal state rather than getting even within the crime, this method focus on the offense and the offender of the crime. Correction is a serious business forRead MoreTaking a Look at Biliary Artisia728 Words   |  3 PagesIt is widely agreed upon in medicine that time is of the essence when it comes to diagnosis and treatment of disease. The pediatric disease, biliary atresia (BA) is no different in this regard, as it has been well accepted for several decades that the timely recognition and repair of BA is essential1. BA is a progressive, idiopathic disease characterized by extensive fibrosis of the extrahepatic biliary tree resulting in blockage of bile flow. BA is the most common cause of surgically correctableRead MoreEssay on Does The Punishment Fit The Crime?851 Words   |  4 Pagesin which we punish those criminal behaviors changes. In the early modern era in Europe, public executions were the primary punishment given to members of society who were involved in criminal behavior. This form of punishment served to showcase the absolute power of the state, King and church to take away the life of any citizen who disrupts peace. It was a way to make the criminal justice system visible and effective in an era when the criminal justice system was in its beginning stages of demonstratingRead MoreCriminal Laws Should Be Organized1513 Words   |  7 PagesThroughout the 1980s, crime and corrections became very important to the public and elected officials since crime was increasing and with constant media coverage, violent crime created fear and anger and the target grew into holding offenders accountable for their conduct and the current Retributive Era came into existence. This model emphasized public safety above all else. Correctional punishments were tough with very little inmate resources. This was the return to the Classical School of criminalityRead MoreEssay on Alternatives to Prison1677 Words   |  7 Pagessecurity prisons are utilized for the offenders serving a sentenced amount of time for their offenses. Their levels of security and prison design are more intense than the minimum security prisons. The effectiveness of prisons has decreased due to progressive overcrowding, and the lack of conclusive alternatives. The need for alternatives has grown immensely over the last decade. Nonetheless, the State and Federal governments are desperate for competent, less expensive solutions. Costs of keeping a prisonerRead MoreThe Effects Of Substance Use Disorder On America s Prison System1339 Words   |  6 PagesHeroin was discovered in the cell he resided in, and in an unprecedented legal proceeding, Judge Richard Berman gave Cameron the longest sentence on record for a prisoner found to have drugs while incarcerated. Instead of receiving much needed treatment for his disorder, Cameron will spend nearly the same amount of time in prison as his original sentence called for. The Numbers Drug use and abuse is not a new problem for America’s prison system, and is one which speaks to the larger issue corruptingRead More Preventing Juvenile Delinquency Essay2173 Words   |  9 Pagesoffenders above the age of seven were treated and incarcerated like adult offenders† (Bartollas Miller, 2008, p.5). The treatment of youths had created distaste among the reformers towards jail terms for juveniles; they desired a system to be more compliance with the â€Å"due process of law.† Furthermore, the reformer was seeking to convert from what they saw as inhumane treatment of the juvenile therefore, facility such as the house of refuge was started. â€Å"The earliest Reformatory Refuge was built

Systems Can Be Improve Banking Processes †Myassignmenthelp.Com

Question: Discuss About The Systems Can Be Improve Banking Processes? Answer: Introduction Information systems can be utilized to gain competitive advantage at the industry level by engaging with other companies to make standards for sharing business transactions electronically or sharing of information which will market actors to implement same standards. I identified Standard chartered bank as my case study and realized that the company uses a value chain structure in determining areas where information systems can be used to improve banking processes. IS Strategy and IT Management Structures The data needed to support business approach and the establishment of data systems appropriate to supplying such information requires to be planned and implemented with each other. This positioning of business approach with information system yields information systems strategy. It is a constant process that enhance the information system support design to progressively remain significant for any business strategic aims and objectives. (Deutch Milo, 2012). Standard chartered bank has a cogent approach for information system, that deliver information that is of high strategic value. All the systems and technology in the organization are conformed to a larger strategic vision therefore enhancing performance in a synchronized manner. Compatibility is the rule rather than the exclusion. As such business objectives and goals are largely impacted by such information system strategies. Opportunities are grasped. The bank possesses an information system that has a calculated focus. It is closely lined up with business approach and is driven by business requirements rather than technological prospects. It is joined with the organizational approach to hand over information that assist the management to outrival competition and thereby using information system as a device for competitive benefits. Information system therefore, delivers anticipated awareness into business issues.(Draheim, 2010). Nature of the Business Standard chartered bank is a system that offers cash management assistance for clients, recording the execution of their accounts and portfolios of the day, exchange goods and services with financial and bank's financial equipment, provide change of currency and distribute distinct type of capital. It provides various expertness and opportunities to their clients. It offers security of money and commodities and offer credit, loans, and payment aid, like inquiring on money orders, accounts, and cashier's checks. It also provides insurance and investment goods. The following are some of the activities that standard chartered bank undertakes; Receiving deposits and granting loans as financial equipment apart from receiving deposits and giving loans, the bank offers transaction accounts. Accounts are normally opened for small and medium customers, the retail clients, and for the enterprise clients. Funds deposited by the deponents in the bank is used for distribution and generation of financial instruments and other loan. This institution offers and possess liquidity supportable flow for financial and non-financial organizations. The banks are dealing with humans- the major participants in the standard chartered bank include: non-financial organizations, retail divisions, other banks, small and medium firms, conglomerate companies, big companies, insurance firms, multinational companies, security, international companies, among others. The upholder of each mentioned organization is a person. Human beings are the connection to all financial projects. Different types of clients, manners and behaviors- the bank handles different customer behavior, personality, cultures and manners. This is because clients possess different tastes, opportunities, social traits, financial might, egos, among others. As such the bank differentiate its client and position them accordance to the requirements and interest. The bank therefore provides its goods and services in accordance to the position given. (Weske, 2007). Different culture and religion- Clients view their world based on their cultural belief. Believes, culture, values and religion aim act as highway to particular behavior direction and culture. As such the bank grants freedom to its client for the choice of the preferred good and services that will meet their needs. Unlimited wants with limited resources by its customer- resources become scarce due to individuals ability and competence to make money and have enough for the particular limitation. Inadequacy guide client on use of funds wisely to meet their needs and forego their wants. Generation of profit through client operations and provision of different services- standard chartered bank act as intermediaryin receivingdepositsand channeling those deposits into lending operations, either through loans or capital markets. It links clients with capital shortage with those with surplus capital. It acts as disbursement agents by analyzing present accountsfor clients, handing overcheckswithdrawn by clients on the bank, and gathering checks lend to clients' present accounts. It also enhances client payments through other payment ways like the automated clearing house,EFTPOS,telegraphic transfer, andautomated teller machine. The bank take money for temporary use through issuance of debt securities like bonds, acceptance of deposited funds on present accounts, term deposit. However, it lends money through production of advances to clients on present accounts, and installment. Some of the channel the bank uses for allocation are: internet banking, Automated Teller Machin es, offices, video banking, call center, telephone banking, mail, relationship managers, mobile banking, agents, sales forces, among others. (Brotby, 2008). Governance Structure The Board of Directors It is composed of the chairman, four executive directors, and ten independent non-executive directors whose role is to see the flourishment of the company. Shareholder has to conduct and election to appoint their directors. Their roles and responsibilities include; Its the mandate of the board to review and determine the strategy of the company, overseeing the compliance of the Group with regulatory and statutory commitment, handling of concerns pertaining to the Companys capital, manages companys operational areas and structures, makes sure that internal control system is running smoothly, and conducts appointments to the b Independent Non-Executive Directors They are selected for a term of three years. They are normally appointed because of their vast experience, have unique individual qualities and appropriate caliber. Furthermore, they may have some expert knowledge that will aid the management board with valuable inputs. Their Roles include: Monitoring performance banks performance, determining executive directors level of Remuneration, help n marketing the bank services and connecting it to potentially useful companies, and to make sure that banks capital is a true and fair reflection of its performance. (Laan, 2013). Board Committees Constitutes of four committees with defined delegated duties. They include: Remuneration Committee, Nomination Committee, the Sustainability and Responsibility Committee and the Audit and Risk Committee. These committees take independent expert opinions and advices where necessary at the banks expense. Details of these committees and their members are given below. Audit and Risk Committee This committee is made up of independent non-executive directors. Each member is considered to poses vast experience and knowledge of financial reporting to the deliberations of the committee. The Committees responsibilities with regards to internal audit functions include: assessing and monitoring efficiency of the internal audit functions, considering the selection, termination or discharge of the Internal Audit head, making and considering suggestions and recommendations to the Board on the selection, re-selection, discharge of the external auditor; applauding the terms of contract, scope and nature of the audit; Board Nomination Committee The responsibilities of this committee include: in case Board vacancies come up, the assess the knowledge, skill and experience needed to fill the position available, maintaining directors and other senior executive succession plans under review to make sure the firm go on to compete in the market place effectively and coming up with substantial suggestions to the Board. Board Remuneration Committee This committee decides the salary and favors of the banks chairperson, chief executive officer and other directors. It also reassesses and accept the remuneration of other specific senior management employees. Sustainability and Responsibility Committee This Committee acknowledges issues to do with how Standard Chartered can build a feasible business through deliberation of economic development, social investment, environmental protection, and other sustainability factors responsible for the firms long-term shareholder value. The Committee's roles include: making sure that the banks business activities are in order, reciprocating to external arising issues in regulation, stakeholder guidance, reporting and legislation. Assessing new banks policies to make sure that adjustments are in order with sustainability conventions and echo emerging trends and advancement. (Greuning Brajovic, 2009). Business Processes Aprocessis a designed set of operations that yield outcome. Repetition of processes ca be done severally and are often structured carefully and optimized to influence efficiency and productivity. Some of the processes that the standard chartered bank undertakes include; Administration- This is the process of onboarding fresh employees with guidelines like provision of an employee identity card. Banking- After a stock exchange a bank's settlement operation delivers securities. Operations- this are activities that involves acceptance of an order, service deliverance and billing the client. Procurement- this involves the guidelines needed to ensure security of parts and materials like, accounts payable ,receiving, purchasing and invoice reconciliation. Sales Operations Planning- this process involves the procedure needed toscheme inventory levelson the basis of factors like client demand and production dimensions. Information Technology-A different process of management accredits business group to comply with requests of change for systems. Every change is prioritized, reviewed, evaluated, implemented, and developed, Information Security- this analyzes the state of exposure in systems for instance, access control lists such as unused permissions. Customer Service-this process investigates client discontent and decides if clients deserves a compensation. The process also influences improvement to the company as setbacks may be recorded as challenges and mended. Infrastructure- this process carries out engineering evaluation of all bridges in a land annually recognizes risks . Asset Management- A data center carries out product inventory process annually that justifies all devices in the store. Performance Management- The process facilitates performance goal setup at the beginning of the year and performance evaluation at the end of the year Marketing- this process involves utilizing everything needed to establish and open new product to market. Sales-it includes guidelines needed to purchase to a customer, such as billing, orders, proposals, quotes and delivery. Policies The following are some of the policies that guides standard chartered bank; Position descriptions of the employee this includes; definition of the role and responsibility of an employee, amount of power possessed for making decision, overall objectives and particular duties and creation of methods for accessing performance and building workers through training. Personnel Policies this includes; clear outlined business hours, retirement, condition of employment, sick leave, salary, insurance and health advantages, and paid versus unpaid holiday days. Organizational Structurethis includes; creation of charts outlining each persons identity, that is, name and title showing everyones fitness in the organization structure. Disciplinary action this include; approaches on issues of safety, honesty, misconduct, and performance and measures and disciplines taken upon violation of organization policy and rules. Retaliation retaliation policy should be avoided to safeguard employees and the organization. Safety this includes; Usage of best industry practices, and federal, local and state laws as steps for creation of rules entailing best behavior mechanism at work, usage of safe equipment, and ways of reporting safety hazards. Technology this include; establishment of legal and illegal usage of social media, internet and email for personal reasons at work. Policies for clients working with the organization include; Privacy this involves; protection of employees, the organization and clients through establishment of a policy that promotes trust and transparency with the clients. Credit this include; decision on the terms of account opening and development of good credit with the organization, settlement on the allowed amount of time for payment, establishment on effects of late or overdue payments. Confidentiality this entails; protection of sensitive information, and of relationships using clients, suppliers and vendors. Regulatory Requirements The above governance structure and policies of standard chartered bank meet the following regulatory requirements; duty clarity, prevention of undue influence and trust maintenance, decision establishment and governance of body design for independent regulators, transparency and accountability, engagement, funding and evaluation on performance Mitigating Risk Risk identification- risks may appear from several channels like servicing, sales, mortgage, product structure, debt collection, and client service. The bank identifies risks and documents them, then evaluation methodologies are defined to assess these risks in a guarded manner. It aligns these uncertainties with crucial decision-making guideline that assist in ensuring that all organization decisions are established for the well-being of customers while meeting the needed regulations. There is a flexible structure to describe the companys appetite with developed key metrics like key risk, key performance, and key control indicators for conduct risks. To ensure transparency, the bank factors the conduct risks into the organization strategy, and key metrics as well as risk appetites are aligned with the decision-making processes and equivalent risks and controls. Some of the key metrics include; tracking transparency, client satisfaction score, post-sales servicing, and issue resolution. (Salem, 2013). Control and mitigation management: once conduct risks are evaluated, the bank defines and assess suitable control requirements in at the right time to enhance their effectiveness. The organization describes aggressively as well as measuring controls Remediation and issue management: issues should be unlimited to control inadequacy and should be stated from any sector like product structure, client complaint, sale of a financial goods, among others. The bank records and route the issues through an orderly investigation and remediation method along with automatic alerts for following issues and action designs all through their lifecycle. Complaints Management: the bank possesses an open and modernized approach to investigate, record and remediate clients and internal discontent about an employees and companys conduct. Complaints are recorded either through risk evaluation surveys, emails or via mobile calls, or online portals, and handled equivalently as an issue. Survey Management: the bank uses questionnaires and surveys to evaluate staff behavior with clients and recognize any fundamental issues and abide with the regulations. Possible Improvements The following are some of the possible improvements that the organization should focus on; Business realignment-The basic argument of business realignment is to move out business areas that costly and that have small margins and progress into areas that are more economical and profitable. The bank should identify a robust way to necessary planning, evaluating the minimum usage of assets required to compete in a specific area of business and recognize opportunities to make a distinction of themselves from competitors. This means moving into nontraditional businesses, like payment processing and specialty financing as long as their evaluations shows that they can contest efficiently and effectively. (Berghahn, 2013). Channel optimization- the aim of channel optimization is to evaluate the several ways client communicates with a bank to enhance creation of an economical combination that is suitable to each banks particular client base. This process encourages some fairly bold buying and selling of branches as banks adapt to their geographic occupancy. The bank should reconfigure roles and accountabilities within the branches and adopt fresh metrics for evaluating branch value and performance and value. Other approach include improving the functioning hours and technical abilities of call centers to see through client varying expectations. The no one-size-fits-all approach-Some banks aggressively advocate opening of electronic account, deposit capture that are out of the way through smart devices, and accounts that are structured to be basically paperless. Other banks however, usually those with large commercial clients follow a basically different way, aiming on individual service with a relation ship administrator and support group appointed to each certified account. The evaluation of such organizations has acknowledged that the high-worth business developed by this way can more than offset the added expenses. (Andersen, 2007). Process costs- the chance to enhance process costs often is under acknowledged in financial firms. The objective is to minimize the unit expense-to-value ratio of each operations or transaction, for instance the expense of opening an account, generating a loan document bundle, or managing a particular type of transaction. development in this line include constant performance management and often arise as a result of analyzing, benchmarking, eventually rethinking and mapping back-office processes. Staff productivity- besides reducing process expense, automation tools can assist in improving employee productivity, allowing banks to address more activities and greater capacity of transactions with the same number of individuals. Work rate improvement does not rely on technology alone. Some of the most important opportunities include using developed performance management method, like well described expectations and scorecards, enhanced rewards and motivation systems, and good supervision and training. (Lane, 2010). Other useful accessory involves visible metrics and output charts together with some line-of-intuitiveness incentives like bonuses that are given according individual performance and training, not just organization work rate. Many organizations also discover achievement in redefining work duties, testing with more bendable job structures, and outsourcing more specific functions. Technology and automation- the utilization of technology and automation also benefits individual concentration as part of the general effectiveness improvement effort. The overarching objective is bi-fold: first is to utilize technology to minimize the time spent in discovering data and secondly is to utilize automated business guidelines to progress work around the organization faster and effectively. (Tricker, 2015). Vendor relationships-upgraded vendor management does not necessarily mean putting pressure vendors to minimize their prices. Rather, it is structured to define the greatest possible worth from a vendor relationship. Significant tools involve utilizing service-level alliance and vendor scorecards to manager accomplishment issues, like availability of system, response times, and direct consumption. Such gadgets assist in provision of a more complete design of the vendor relationship. Other fundamental expense-cutting method involves measuring expenses and consolidating vendors against similar services in the market. Conclusion Information systems can bear impacts of infusion and diffusion in a company. Data systems will be employed only in silos for information processing if infusion and diffusion are low.in cases where infusion is low and diffusion is high there will be an information system that is decentralized. In addition, if diffusion is low and infusion is high, there will be an information system that is crucial to activities only. Nevertheless, if both infusion and diffusion are high, the organizations information system will contribute to a calculated and competitive benefits. References Grant, K., Hackney, R., Edgar, D. (2009).Strategic information systems management. Andover: Cengage Learning. Jawadekar, W. S. (2010).Management information systems: Text and cases : a digital-firm perspective. New Delhi: Tata Mcgraw-Hill. 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